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Family looking at banking accounts
We offer a range of financial products and services to help you reach your goals. In fact, all of our products are created with you in mind and we are constantly working to improve and meet your needs.
Find the account that meets your needs! We offer a number of different checking and saving options that can help you manage your money and save for the future.
Our basic account offers you unlimited check writing, unlimited deposits, no monthly service fee, no minimum balance requirements, a VISA Check Card, Online Banking and Bill Pay.
Enjoy the benefit of unlimited check writing, statement images and no monthly service charge when you maintain a daily balance of $500. Also includes a VISA Check Card, Online Banking and Bill Pay.
Earn interest while enjoying the benefit of unlimited check writing with no monthly service charge when you maintain a daily balance of $750. Also includes a VISA Check Card, Online Banking and Bill Pay.
Our savings accounts feature competitive rates and a low minimum deposit to open. Minor accounts are also available.
Benefit from a fixed rate of interest for the term you choose. Highly competitive rates on terms from 91 day to 5-year maturity. A minimum deposit of $1,000 is required to open a certificate of deposit.
Enjoy the convenience of writing checks while earning interest and receiving a monthly statement. Check writing is limited to six checks per statement cycle. A minimum deposit of $2,500 is required to open a Money Market account. A monthly service charge applies when the balance falls below $2,500.
Secure your future with an IRA. Choose a Traditional, Roth or Educational IRA that fits your individual needs and goals for retirement or future educational expenses.
Be prepared for all of those holiday expenses. Our Christmas Clubs offer attractive rates and can be drafted automatically from your Virginia Bank & Trust checking or savings account.
Our Visa® Platinum Credit Card Offers Great Benefits!
Ready to get started? Apply Now!
*This card is issued by TCM Bank, N.A. Subject to credit approval.
eStatements
We make it easy to keep track of your account activity! Sign up for eStatements as part of our Online Banking Services and have your monthly bank statements delivered right to your inbox. Your eStatements can be downloaded and printed or you can save the file as a .pdf for future reference. Click here to enroll in Online Banking.
Conveniently Located ATMs
We have a total of seven locations serving the Danville area and six of them feature 24-hour ATMs so you can make a withdrawal whenever is convenient for you! Click here to visit our Locations page and find the ATM nearest you.
Mobile Banking
Manage your money anytime, anywhere with Virginia Bank & Trust’s Mobile Banking. Whether you need to check your balance, find an ATM or branch, pay a bill or transfer funds, Virginia Bank & Trust has you covered. Discover the advantages of having your bank on your phone, wherever you go. Download the app for iPhone® or Android™ or access mobile banking from your phone’s web browser.
**iPhone is a federally registered trademark of Apple, Inc. Android is a trademark of Google Inc.
Visa® Check Card
Enjoy the convenience of having your purchases automatically deducted from your checking account without having to write a check. Make withdrawals or transfer funds at Virginia Bank & Trust ATMs. Access funds wherever you are, at any ATM, using your Virginia Bank & Trust Check Card. (Additional fees may apply at non- Virginia Bank & Trust ATMs).
Additional Convenience Services
For more information concerning the products and services listed above, please stop by one of our branch locations or call us at 434-793-6411.
We make it easy to open a new account! Give us a call at (434) 793-6411 or stop by one of our seven convenient locations. One of our friendly representatives can help you get started and even suggest the right financial products and services to fit your needs.